American Express · Hong Kong deal

American Express Essential Credit Card | Welcome HK$200 Spending Rebate

New customers who accumulate eligible spending of HK$2,000 or more in the first 2 months after the card is approved will receive a HK$200 spending rebate; the annual fee will be waived. The actual conditions are subject to the official terms.

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Terms and conditions

  • Accumulated eligible spending exceeds HK$2,000 in the first 2 months after card approval
  • Only available to new Basic Card customers who qualify for American Express Welcome
  • Minimum annual salary HK$120,000; subject to bank approval

How to redeem

  1. Go to the official page of the card issuer to check the application qualifications and latest terms.
  2. Submit the application after confirming the welcome spending, account opening or deposit requirements.

Source and verification

Last checked:25 September 2026

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