Citi Octopus Credit Card Welcome Gift

Terms and conditions

• The application deadline is November 2, 2026; you must successfully apply through the Octopus App and activate the physical card within 1 month after the card issuance.
• The accumulated approved spending in the first 2 months after the card is issued is HK$5,000 or above, and there is at least one approved transaction per month; in addition, at least one automatic reload transaction of HK$500 must be completed.
• It is only applicable to new customers who do not currently have a Citi credit card principal card and have not held or canceled a Citi credit card principal card in the past 12 months starting from the month when they applied for a recognized credit card. The welcome gift is limited to one time per person, and the quantity is limited, first come first served; student cards are not applicable.

How to redeem

1. Apply for Citi Octopus Credit Card through Octopus App during the application period.
2. Activate the physical card within the specified period, complete eligible transactions and receive an automatic top-up of HK$500; the welcome bonus will be issued according to official terms.

Source and verification

Last checked：26 September 2026