HSBC Rewards of Your Choice 2026: Up to 2.4% RewardCash, Register by 31 October
HSBC Rewards of Your Choice 2026 lets eligible personal cardholders allocate an extra 5X RewardCash across five spending categories: Dining, Home, Lifestyle, Shopping and Overseas/Mainland. Together with the basic 1X RewardCash, eligible spending can earn up to 6X, equivalent to up to 2.4% RewardCash. The promotion runs through 31 December 2026, but registration must be completed by 31 October. Extra RewardCash applies to the first HK$100,000 of eligible spending in selected categories and participating merchants.
Eligible products / bundles
- Dining: eligible Hong Kong restaurant spending
- Home: designated home-related merchants
- Lifestyle: designated lifestyle and leisure merchants
- Shopping: designated shopping merchants
- Overseas/Mainland: eligible overseas, Mainland China and Macau spending
How to redeem
- Register via HSBC Reward+ or the HSBC website by 31 October.
- Allocate the extra 5X RewardCash among the five spending categories.
- After registration takes effect, spend in selected eligible categories and participating merchants to earn extra RewardCash.
Eligibility and conditions
- Membership requirement
- An eligible HSBC personal credit card and successful Rewards of Your Choice registration are required.
- Card requirement
- 滙豐
- Payment methods
- 合資格滙豐個人信用卡
Locations and channels
HSBC designated eligible spending categories and participating merchants
Offer validity
01/01/2026, 00:00 — 31/12/2026, 23:59
Hong Kong time · booking / redemption periodClaim period：Register via HSBC Reward+ or the HSBC website by 31 October 2026. Extra RewardCash generally starts within 3 working days after successful registration.
Promotion period: 1 January–31 December 2026. Registration must be completed by 31 October 2026. Extra RewardCash applies to the first HK$100,000 eligible spending in selected categories and participating merchants.
Terms and conditions
- Register by 31 October 2026.
- Extra RewardCash generally starts within 3 working days after successful registration.
- The extra 5X RewardCash can be allocated across five categories; the allocation cannot be changed or cancelled after registration.
- Extra RewardCash applies only to the first HK$100,000 eligible spending in selected categories and participating merchants.
- The advertised 6X consists of basic 1X plus the extra 5X under Rewards of Your Choice; up to 2.4% is achieved when sufficient extra multiples are allocated to eligible spending.
- Eligible merchants and exclusions for each category follow HSBC official terms.