Mox Bank · Hong Kong deal

Mox Instant Loan: Cash Reward of Up to HKD12,888

Until 31 October 2026, eligible Mox Instant Loan applications can receive a cash reward based on the approved loan principal and repayment term, ranging from HKD800 to a maximum of HKD12,888. Mox states that the product APR ranges from 1.18% to 19.84%; the actual approval, loan amount, repayment term and APR depend on the individual customer and credit assessment.

Offer ends:31 October 2026

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Terms and conditions

  • The cash reward depends on the eligible loan principal and repayment term; not every approved loan receives HKD12,888.
  • Mox states an APR range of 1.18% to 19.84%. The final APR, loan amount and approval outcome depend on the customer's Mox Credit account and credit assessment.
  • Repayment terms range from 3 to 60 months. The promotional cash-reward tiers mainly apply to higher loan amounts and specified repayment periods.
  • Borrowing involves interest and repayment obligations. The product key facts statement and formal loan terms govern the product.

How to redeem

  1. In the Mox App, go to More → Borrowing → Instant Loan.
  2. Choose the loan amount and repayment term and submit the application following the on-screen instructions.
  3. If the approved loan meets the promotion criteria, the cash reward is issued according to the official terms.

Source and verification

Last checked:30 September 2026

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