Mox Instant-Interest Time Deposit: 15% p.a. for 7-Day USD / 6.8% for 30-Day USD
Mox Time Deposit credits interest when the deposit is opened. The current official page lists new-money USD time-deposit rates up to 3.85% p.a. and HKD rates up to 3.2% p.a., plus limited-time USD rates of 15% p.a. for 7 days and 6.8% p.a. for 30 days. Rates may change and the Mox App rate at account opening applies.
OfferSee offer detailsSee terms and conditionsLast checked：30/09/2026, 13:10
Offer validityMox Time Deposit promotional rates are currently available and the official page does not state a fixed end date. Rates may change; the rate shown in the Mox App when the deposit is opened applies.
Eligible products / bundles
- Limited-time USD time deposit: 7 days at 15% p.a.
- Limited-time USD time deposit: 30 days at 6.8% p.a.
- USD new-money time deposit: 1 month 3.35%, 3 months 3.8%, 6 / 9 / 12 months 3.85% p.a.
- HKD new-money time deposit: 3 months 2.65%, 6 months 3%, 9 months 3.1%, 12 / 24 months 3.2% p.a.
How to redeem
- Update the Mox App and open the Time Deposit section.
- Choose HKD or USD, eligible funds and the desired tenor, then review the promotional annual rate and prepaid interest shown at that time.
- After reviewing the terms and rate, open the time deposit. Interest is credited according to the product's instant-interest mechanism.
Eligibility and conditions
- Membership requirement
- You must be an eligible Mox customer using the current Mox App. New-money promotional rates require funds that meet Mox's definition of new money and the promotion eligibility rules.
- Card requirement
- Mox Bank
- Payment methods
- Not specified
Locations and channels
Mox App
Offer validity
Mox Time Deposit promotional rates are currently available and the official page does not state a fixed end date. Rates may change; the rate shown in the Mox App when the deposit is opened applies.
Hong Kong time · booking / redemption periodTerms and conditions
- Mox Time Deposit may pay interest when the deposit is opened. If funds are withdrawn before maturity, prepaid interest may be deducted from the principal under the official terms.
- The 7-day USD 15% and 30-day USD 6.8% rates are limited-time rates shown on the official page. Other HKD and USD new-money tenors have separate promotional rates.
- Promotional annual rates may change with market conditions and Mox may revise them without prior notice. The rate displayed in the Mox App when the time deposit is successfully opened applies.
- Review the Mox App, time-deposit terms and current rates before opening a deposit, including any early-withdrawal restrictions.