Mox Bank · Hong Kong deal

Mox Annual Smartphone Offer: Up to 5% Extra Cash Back Plus 12-Month 0% Instalments

Until 31 December 2026, registered Mox Credit customers buying the latest smartphones from HKT, The Club, csl or 1O1O can earn up to 3% extra cash back on an eligible single spend of HKD6,500–11,999.99, or up to 5% extra cash back on HKD12,000 or more, capped at HKD600. Eligible smartphone purchases of HKD6,500–30,000 can also be converted into instalments of up to 12 months at 0% interest.

Offer ends:31 December 2026

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Terms and conditions

  • Registration in Mox Rewards is required for the extra smartphone cash-back offer, and quota is limited.
  • An eligible single smartphone spend of HKD6,500–11,999.99 earns up to 3% extra cash back; HKD12,000 or more earns up to 5%, capped at HKD600 extra cash back.
  • The underlying card reward of up to 2% CashBack applies only to customers with Mox+ who select the relevant rewards plan; customers without Mox+ receive the applicable lower base reward.
  • Eligible smartphone spending of HKD6,500–30,000 can be converted into 3–12 month 0% interest and 0-fee instalments.
  • MOXPHONEHKT and MOXPHONECLUB welcome rewards are additional new-customer missions and are not available to every existing cardholder.

How to redeem

  1. In the Mox App, go to Mox Rewards → Latest Promotions and register for the annual smartphone offer.
  2. Use Mox Credit at an eligible HKT, The Club, csl or 1O1O merchant and meet the relevant spending threshold.
  3. For instalments, follow the split-purchase instructions in the Mox App after the transaction.

Source and verification

Last checked:30 September 2026

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