Standard Chartered Cathay Mastercard 10th Anniversary: Up to 120,000 Miles / HK$10,000 Cathay Gift Card + Extra FX Miles
Current Standard Chartered Cathay Mastercard 10th-anniversary and limited-time offers include a welcome reward of up to 120,000 Asia Miles or a HK$10,000 Cathay gift card depending on card tier; an extra 10,000 miles after registration and HK$20,000 equivalent in eligible foreign-currency spending; a RentSmart service-fee waiver plus miles; and an extra 2,500 miles on eligible 36-month iPhone instalment purchases.
Eligible products / bundles
- Welcome offer: standard card up to 40,000 miles or HK$2,000 Cathay gift card; Priority Banking card up to 100,000 miles or HK$5,000 gift card; Priority Private card up to 120,000 miles or HK$10,000 gift card
- Foreign-currency spend reward: after registration, HK$8,000 equivalent eligible FX spend earns an extra 4,000 miles; HK$20,000 equivalent or above earns an extra 10,000 miles
- RentSmart: use a Standard Chartered Cathay Mastercard for deposit, prepaid rent and/or estate-agent commission to waive the 1.6% service fee up to HK$1,600, earn 1 mile per HK$6 eligible spend, plus 1,000 extra miles on monthly rent for the same tenancy
- Eligible iPhone instalment offer: register, spend HK$8,000 or more in one transaction at a participating telecom merchant, and use a 36-month merchant interest-free instalment plan to earn an extra 2,500 miles
How to redeem
- Choose the relevant sub-offer: welcome application, foreign-currency spend registration, RentSmart payment or eligible iPhone instalment campaign.
- Complete the required application or registration, then use an eligible Standard Chartered Cathay Mastercard to meet the specified transaction or spending conditions.
- Follow the official Standard Chartered and participating-merchant terms for fulfilment of miles, gift cards, fee waivers or other rewards.
Eligibility and conditions
- Membership requirement
- The welcome offer is for customers who meet Standard Chartered's definition of a new credit-card customer. Some benefits apply only to specific Cathay Mastercard tiers, Bonus Saver customers or designated banking segments.
- Card requirement
- 渣打銀行（香港）有限公司
- Payment methods
- 渣打國泰Mastercard
Locations and channels
Standard Chartered Hong Kong official online application / registration channels, Participating merchants and RentSmart where applicable
Offer validity
Start date to be confirmed — 31/01/2027, 23:59
Hong Kong time · booking / redemption periodClaim period：Each sub-offer has its own registration/application and completion requirements. The welcome offer requires application by 30 November 2026 and card issuance by the deadline in the terms; the FX reward requires prior registration; RentSmart and iPhone offers must follow their respective campaign terms.
Current sub-offers have different end dates: Cathay gift-card welcome option to 30 November 2026, foreign-currency spend reward to 29 October 2026, RentSmart to 31 December 2026, and the eligible iPhone instalment miles offer to 31 January 2027.
Terms and conditions
- Welcome rewards vary by card tier: standard Cathay Mastercard up to 40,000 miles or HK$2,000 Cathay gift card; Priority Banking card up to 100,000 miles or HK$5,000 gift card; Priority Private card up to 120,000 miles or HK$10,000 gift card. The Cathay gift-card option runs to 30 November 2026 and successful applicants must have the card issued by 21 December 2026 according to the official terms.
- The foreign-currency spend promotion runs to 29 October 2026. New and existing Cathay Mastercard customers must register first; HK$8,000 equivalent in eligible foreign-currency spend earns an extra 4,000 miles, while HK$20,000 equivalent or above earns an extra 10,000 miles. Registration quota is limited.
- The RentSmart offer runs to 31 December 2026. Centaline tenants using a Standard Chartered Cathay Mastercard for deposits, prepaid rent and/or estate-agent commission can receive a 1.6% service-fee waiver up to HK$1,600, earn 1 mile per HK$6 eligible spend, and earn an extra 1,000 miles on monthly rent for the same tenancy, subject to the official RentSmart and bank terms.
- The eligible iPhone instalment offer runs to 31 January 2027. Registration is required, followed by a single HK$8,000-or-more spend at a participating telecom merchant using a 36-month merchant interest-free instalment plan to earn an extra 2,500 miles.
- All miles, Cathay gift cards, card-tier eligibility, new-customer definitions, qualifying transaction categories, quotas and fulfilment timing are subject to Standard Chartered's latest official terms.