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Hong Kong Cash Back Credit Cards

Compare cash back on everyday spending, dining and selected merchants alongside new-card welcome offers.

Best for
HK$0Any
Only cards with a stated income requirement at or below your selection are shown.

Found10credit cards

Choose by purpose, then compare welcome offers

Welcome offers apply only to eligible new customers. Compare ongoing rewards, annual fees and income requirements separately. Select up to three cards to compare side by side.

Selected 0 / 3 cards
DBS COMPASS VISA Platinum Card card image
DBS

DBS COMPASS VISA Platinum Card

Best for: Supermarkets and e-wallets

New-card welcomeUp to HK$600 reward
Minimum annual incomeHK$100,000
Annual feeHK$1,800First-year fee waived
Selected supermarkets on WednesdaysUp to 8%Selected days and merchants; bank promotion terms apply
Selected e-walletsUp to 3%Selected AlipayHK and WeChat Pay HK spending
Welcome offer detailsApply at bank
DBS Eminent Visa Signature card image
DBS

DBS Eminent Visa Signature

Best for: Dining, fitness and medical spending

New-card welcomeUp to HK$600 reward
Minimum annual incomeHK$360,000
Annual feeSee the bank fee scheduleFirst-year fee waived
Selected dining, fitness and medical spendingUp to 5%Registration required; at least HK$300 per transaction and a monthly reward cap
General retail spendingUp to 1%

This comparison covers Visa Signature; Visa Platinum has different eligibility requirements.

Welcome offer detailsApply at bank
Citi Cash Back Credit Card card image
Citi

Citi Cash Back Credit Card

Best for: Dining, hotels and foreign-currency spending

New-card welcomeHK$1,200 cash rebate
Minimum annual incomeHK$120,000
Annual feeHK$1,800See the bank fee schedule
Restaurants, hotels and foreign-currency spending2%
General local spending1%
Welcome offer detailsApply at bank
ICBC Wealth World Mastercard card image
ICBC (Asia)

ICBC Wealth World Mastercard

Best for: ICBC Wealth customers and cash back

New-card welcomeHK$300 free credit for spending
Minimum annual incomeICBC Wealth membership required
Annual feeNot specified by the bankNot specified by the bank
Eligible local and overseas spending2%Limited to qualifying wealth customers and eligible transactions
Welcome offer detailsApply at bank
AEON Card WAKUWAKU card image
AEON Credit

AEON Card WAKUWAKU

Best for: Online shopping and Japan spending

New-card welcomeUp to HK$1,150 rebate
Minimum annual incomeNot specified by the bank
Annual feeHK$0No annual fee
Selected online shopping and Japan spendingUp to 6%Bonus cash back capped at HK$200 per month; promotion conditions apply
Local diningUp to 1%
Welcome offer detailsApply at bank
BEA GOAL credit card image
Bank of East Asia

BEA World Mastercard + GOAL Credit Card

Best for: Two-card welcome offer

New-card welcomeUp to HK$1,000 rebate
Minimum annual incomeCheck each card separately
Annual feeCheck each card separatelySubject to bank terms
Two-card welcome offerUp to HK$1,000Each card has a separate qualifying spending requirement

This welcome offer requires applications for two cards, so it is excluded from single-card comparisons.

Welcome offer detailsApply at bank
Hang Seng MMPOWER World Mastercard card image
Hang Seng Bank

Hang Seng MMPOWER World Mastercard

Best for: Online shopping, fashion and overseas spending

New-card welcomeUp to HK$700 +FUN Dollars
Minimum annual incomeHK$150,000
Annual feeHK$0No annual fee
Selected merchants and online fashionUp to 8%Registration and HK$3,000 eligible monthly spend required; bonus rewards are capped
General online spendingUp to 5%
Overseas spendingUp to 4%
Welcome offer detailsApply at bank
HSBC Visa Signature Card card image
HSBC

HSBC Visa Signature Card

Best for: Choose your spending category

New-card welcomeUp to HK$800 RewardCash
Minimum annual incomeHK$240,000
Annual feeSee the bank fee scheduleFirst two years fee waived
Chosen categoryUp to 3.6%Includes selected Red Hot Rewards of Your Choice and bonus rewards; registration required
Welcome offer detailsApply at bank
HSBC Red Credit Card card image
HSBC

HSBC Red Credit Card

Best for: Online shopping and selected merchants

New-card welcomeUp to HK$650 RewardCash
Minimum annual incomeHK$120,000
Annual feeHK$0No annual fee
Selected merchantsUp to 8%First HK$1,250 of eligible spending each month
Online spendingUp to 4%First HK$10,000 of eligible spending each month
Welcome offer detailsApply at bank
American Express Blue Cash Credit Card card image
American Express

American Express Blue Cash Credit Card

Best for: Everyday cash back and overseas spending

New-card welcomeUp to HK$600 rebate
Minimum annual incomeHK$150,000
Annual feeHK$980First year waived; subsequent years may be waived with HK$25,000 annual spend
Eligible local and overseas spending1.2% cash backBase reward for the year; welcome rewards are separate
Welcome offer detailsApply at bank

Compare selected credit cards

Select up to three cards. Swipe the table sideways on mobile.

Compare card purpose, welcome offer, income, annual fee and ongoing rewards
Feature
Best for
New-card welcome
Minimum annual income
Annual fee / waiver
Ongoing rewards

Check card eligibility before comparing rewards

A headline reward can depend on the exact card, registration, spending category and reward cap. Convert points or miles using the issuer’s stated rules instead of treating them as an immediate cash discount.

Merchant promotions and bank rewards may have different purchase windows and exclusions. Check both sets of terms, the payment method and the final transaction amount.

Read the Hong Kong deal comparison guide → · Compare Hong Kong credit card offers →

Offer terms and prices are subject to the merchant’s latest information.