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Hong Kong Cash Back Credit Cards

Compare cash back on everyday spending, dining and selected merchants alongside new-card welcome offers.

Best for
HK$0Any
Only cards with a stated income requirement at or below your selection are shown.

Found5credit cards

Choose by purpose, then compare welcome offers

Welcome offers apply only to eligible new customers. Compare ongoing rewards, annual fees and income requirements separately. Select up to three cards to compare side by side.

Selected 0 / 3 cards
Citi Cash Back Credit Card card image
Citi

Citi Cash Back Credit Card

Best for: Dining, hotels and foreign-currency spending

New-card welcomeHK$1,200 cash rebate
Minimum annual incomeHK$120,000
Annual feeHK$1,800See the bank fee schedule
Restaurants, hotels and foreign-currency spending2%
General local spending1%
Welcome offer detailsApply at bank
ICBC Wealth World Mastercard card image
ICBC (Asia)

ICBC Wealth World Mastercard

Best for: ICBC Wealth customers and cash back

New-card welcomeHK$300 free credit for spending
Minimum annual incomeICBC Wealth membership required
Annual feeNot specified by the bankNot specified by the bank
Eligible local and overseas spending2%Limited to qualifying wealth customers and eligible transactions
Welcome offer detailsApply at bank
AEON Card WAKUWAKU card image
AEON Credit

AEON Card WAKUWAKU

Best for: Online shopping and Japan spending

New-card welcomeUp to HK$1,150 rebate
Minimum annual incomeNot specified by the bank
Annual feeHK$0No annual fee
Selected online shopping and Japan spendingUp to 6%Bonus cash back capped at HK$200 per month; promotion conditions apply
Local diningUp to 1%
Welcome offer detailsApply at bank
Hang Seng MMPOWER World Mastercard card image
Hang Seng Bank

Hang Seng MMPOWER World Mastercard

Best for: Online shopping, fashion and overseas spending

New-card welcomeUp to HK$700 +FUN Dollars
Minimum annual incomeHK$150,000
Annual feeHK$0No annual fee
Selected merchants and online fashionUp to 8%Registration and HK$3,000 eligible monthly spend required; bonus rewards are capped
General online spendingUp to 5%
Overseas spendingUp to 4%
Welcome offer detailsApply at bank
American Express Blue Cash Credit Card card image
American Express

American Express Blue Cash Credit Card

Best for: Everyday cash back and overseas spending

New-card welcomeUp to HK$600 rebate
Minimum annual incomeHK$150,000
Annual feeHK$980First year waived; subsequent years may be waived with HK$25,000 annual spend
Eligible local and overseas spending1.2% cash backBase reward for the year; welcome rewards are separate
Welcome offer detailsApply at bank

Compare selected credit cards

Select up to three cards. Swipe the table sideways on mobile.

Compare card purpose, welcome offer, income, annual fee and ongoing rewards
Feature
Best for
New-card welcome
Minimum annual income
Annual fee / waiver
Ongoing rewards

Check card eligibility before comparing rewards

A headline reward can depend on the exact card, registration, spending category and reward cap. Convert points or miles using the issuer’s stated rules instead of treating them as an immediate cash discount.

Merchant promotions and bank rewards may have different purchase windows and exclusions. Check both sets of terms, the payment method and the final transaction amount.

Read the Hong Kong deal comparison guide → · Compare Hong Kong credit card offers →

Offer terms and prices are subject to the merchant’s latest information.