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Hong Kong Travel and Overseas Spending Credit Cards

Compare foreign-currency rewards, travel benefits and miles against overseas transaction fees.

Best for
HK$0Any
Only cards with a stated income requirement at or below your selection are shown.

Found12credit cards

Choose by purpose, then compare welcome offers

Welcome offers apply only to eligible new customers. Compare ongoing rewards, annual fees and income requirements separately. Select up to three cards to compare side by side.

Selected 0 / 3 cards
DBS Black World Mastercard card image
DBS

DBS Black World Mastercard

Best for: Air miles and overseas spending

New-card welcomeUp to 32,000 miles
Minimum annual incomeHK$240,000
Annual feeHK$3,600First-year fee waived
General local spendingHK$6 = 1 mile
Selected overseas spendingAs low as HK$2 = 1 milePromotion conditions apply; check the bank for conversion rates and caps
Welcome offer detailsApply at bank
Citi PremierMiles Credit Card card image
Citi

Citi PremierMiles Credit Card

Best for: Air miles and foreign-currency spending

New-card welcome240,000 points
Minimum annual incomeHK$120,000
Annual feeHK$1,800See the bank fee schedule
Selected foreign-currency and overseas spendingAs low as HK$3 = 1 mileSee bank terms for eligibility and caps
General local spendingHK$6 = 1 mile
Welcome offer detailsApply at bank
Citi Cash Back Credit Card card image
Citi

Citi Cash Back Credit Card

Best for: Dining, hotels and foreign-currency spending

New-card welcomeHK$1,200 cash rebate
Minimum annual incomeHK$120,000
Annual feeHK$1,800See the bank fee schedule
Restaurants, hotels and foreign-currency spending2%
General local spending1%
Welcome offer detailsApply at bank
Mox Credit Card | MOXTRAVEL card image
Mox Bank

Mox Credit Card | MOXTRAVEL

Best for: Air miles and overseas spending

New-card welcomeSpend and deposit a total of up to 28,000 miles
Minimum annual incomeNot specified by the bank
Annual feeHK$0No annual fee
Eligible everyday spendingHK$5 or HK$10 = 1 mileRates differ for Mox+ and other customers; the miles reward option must be selected
Foreign-currency transaction fee0%Miles reward option required; promotion terms apply

Up to 28,000 miles includes card spending and account-opening deposit rewards; the deposit portion requires HK$100,000 maintained for 60 days.

Welcome offer detailsApply at bank
American Express Explorer Credit Card card image
American Express

American Express Explorer Credit Card

Best for: Air miles, travel and airport lounges

New-card welcomeUp to 26,000 miles
Minimum annual incomeHK$120,000
Annual feeHK$2,200First year waived; subsequent years may be waived with HK$150,000 annual spend
Eligible local spendingAs low as HK$3 = 1 mileRegister for the local spending rewards programme; subject to points conversion
Eligible foreign-currency spendingAs low as HK$1.68 = 1 mileRegister for the foreign-currency rewards programme; subject to points conversion
Airport loungesSubject to annual eligibilityFree visits and extra spending requirements are subject to current bank terms
Welcome offer detailsApply at bank
ICBC Wealth World Mastercard card image
ICBC (Asia)

ICBC Wealth World Mastercard

Best for: ICBC Wealth customers and cash back

New-card welcomeHK$300 free credit for spending
Minimum annual incomeICBC Wealth membership required
Annual feeNot specified by the bankNot specified by the bank
Eligible local and overseas spending2%Limited to qualifying wealth customers and eligible transactions
Welcome offer detailsApply at bank
BOCHK Cheers Visa Infinite card image
Bank of China (Hong Kong)

BOCHK Cheers Visa Infinite

Best for: Dining, travel and pet spending

New-card welcomeUp to 300,000 points
Minimum annual incomeHK$600,000 or qualifying assets
Annual feeHK$3,800First-year fee waived
Dining, travel and pet spendingUp to 10x pointsAbout 4% back, subject to monthly spending requirements and caps

This comparison covers Visa Infinite; Visa Signature has different requirements and rewards.

Welcome offer detailsApply at bank
AEON Card WAKUWAKU card image
AEON Credit

AEON Card WAKUWAKU

Best for: Online shopping and Japan spending

New-card welcomeUp to HK$1,150 rebate
Minimum annual incomeNot specified by the bank
Annual feeHK$0No annual fee
Selected online shopping and Japan spendingUp to 6%Bonus cash back capped at HK$200 per month; promotion conditions apply
Local diningUp to 1%
Welcome offer detailsApply at bank
Hang Seng MMPOWER World Mastercard card image
Hang Seng Bank

Hang Seng MMPOWER World Mastercard

Best for: Online shopping, fashion and overseas spending

New-card welcomeUp to HK$700 +FUN Dollars
Minimum annual incomeHK$150,000
Annual feeHK$0No annual fee
Selected merchants and online fashionUp to 8%Registration and HK$3,000 eligible monthly spend required; bonus rewards are capped
General online spendingUp to 5%
Overseas spendingUp to 4%
Welcome offer detailsApply at bank
HSBC EveryMile Credit Card card image
HSBC

HSBC EveryMile Credit Card

Best for: Air miles and travel

New-card welcomeUp to HK$1,250 RewardCash
Minimum annual incomeHK$240,000
Annual feeSee the bank fee scheduleFirst-year fee waived
Selected everyday and travel spendingHK$2 = 1 mileSelected merchants and categories; subject to bank terms
General eligible spendingHK$5 = 1 mile
Welcome offer detailsApply at bank
American Express Essential Credit Card card image
American Express

American Express Essential Credit Card

Best for: Foreign-currency spending and points

New-card welcomeHK$200 spending rebate
Minimum annual incomeHK$120,000
Annual feeSee the issuer fee scheduleWelcome-offer fee waiver subject to official terms
Eligible foreign-currency spendingHK$1 = 3 points
Eligible local spendingUp to HK$1 = 2.5 pointsRegister for the local spending rewards programme
Welcome offer detailsApply at bank
American Express Blue Cash Credit Card card image
American Express

American Express Blue Cash Credit Card

Best for: Everyday cash back and overseas spending

New-card welcomeUp to HK$600 rebate
Minimum annual incomeHK$150,000
Annual feeHK$980First year waived; subsequent years may be waived with HK$25,000 annual spend
Eligible local and overseas spending1.2% cash backBase reward for the year; welcome rewards are separate
Welcome offer detailsApply at bank

Compare selected credit cards

Select up to three cards. Swipe the table sideways on mobile.

Compare card purpose, welcome offer, income, annual fee and ongoing rewards
Feature
Best for
New-card welcome
Minimum annual income
Annual fee / waiver
Ongoing rewards

Check card eligibility before comparing rewards

A headline reward can depend on the exact card, registration, spending category and reward cap. Convert points or miles using the issuer’s stated rules instead of treating them as an immediate cash discount.

Merchant promotions and bank rewards may have different purchase windows and exclusions. Check both sets of terms, the payment method and the final transaction amount.

Read the Hong Kong deal comparison guide → · Compare Hong Kong credit card offers →

Offer terms and prices are subject to the merchant’s latest information.