Hong Kong Travel and Overseas Spending Credit Cards

Compare foreign-currency rewards, travel benefits and miles against overseas transaction fees.

HK$0Any
Only cards with a stated income requirement at or below your selection are shown.

Found3credit cards

Choose by purpose, then compare welcome offers

Welcome offers apply only to eligible new customers. Compare ongoing rewards, annual fees and income requirements separately. Select up to three cards to compare side by side.

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Citi Cash Back Credit Card card image
Citi

Citi Cash Back Credit Card

Best for: Dining, hotels and foreign-currency spending

New-card welcomeHK$1,200 cash rebate
Minimum annual incomeHK$120,000
Annual feeHK$1,800See the bank fee schedule
Restaurants, hotels and foreign-currency spending2%
General local spending1%
BOCHK Cheers Visa Infinite card image
Bank of China (Hong Kong)

BOCHK Cheers Visa Infinite

Best for: Dining, travel and pet spending

New-card welcomeUp to 300,000 points
Minimum annual incomeHK$600,000 or qualifying assets
Annual feeHK$3,800First-year fee waived
Dining, travel and pet spendingUp to 10x pointsAbout 4% back, subject to monthly spending requirements and caps

This comparison covers Visa Infinite; Visa Signature has different requirements and rewards.

AEON Card WAKUWAKU card image
AEON Credit

AEON Card WAKUWAKU

Best for: Online shopping and Japan spending

New-card welcomeUp to HK$1,150 rebate
Minimum annual incomeNot specified by the bank
Annual feeHK$0No annual fee
Selected online shopping and Japan spendingUp to 6%Bonus cash back capped at HK$200 per month; promotion conditions apply
Local diningUp to 1%

Compare selected credit cards

Select up to three cards. Swipe the table sideways on mobile.

Compare card purpose, welcome offer, income, annual fee and ongoing rewards
Feature
Best for
New-card welcome
Minimum annual income
Annual fee / waiver
Ongoing rewards

Check card eligibility before comparing rewards

A headline reward can depend on the exact card, registration, spending category and reward cap. Convert points or miles using the issuer’s stated rules instead of treating them as an immediate cash discount.

Merchant promotions and bank rewards may have different purchase windows and exclusions. Check both sets of terms, the payment method and the final transaction amount.

Read the Hong Kong deal comparison guide → · Compare Hong Kong credit card offers →

Offer terms and prices are subject to the merchant’s latest information.