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Hong Kong Travel and Overseas Spending Credit Cards

Compare foreign-currency rewards, travel benefits and miles against overseas transaction fees.

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HK$0Any
Only cards with a stated income requirement at or below your selection are shown.

Found5credit cards

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Welcome offers apply only to eligible new customers. Compare ongoing rewards, annual fees and income requirements separately. Select up to three cards to compare side by side.

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DBS Black World Mastercard card image
DBS

DBS Black World Mastercard

Best for: Air miles and overseas spending

New-card welcomeUp to 32,000 miles
Minimum annual incomeHK$240,000
Annual feeHK$3,600First-year fee waived
General local spendingHK$6 = 1 mile
Selected overseas spendingAs low as HK$2 = 1 milePromotion conditions apply; check the bank for conversion rates and caps
Welcome offer detailsApply at bank
Citi PremierMiles Credit Card card image
Citi

Citi PremierMiles Credit Card

Best for: Air miles and foreign-currency spending

New-card welcome240,000 points
Minimum annual incomeHK$120,000
Annual feeHK$1,800See the bank fee schedule
Selected foreign-currency and overseas spendingAs low as HK$3 = 1 mileSee bank terms for eligibility and caps
General local spendingHK$6 = 1 mile
Welcome offer detailsApply at bank
Mox Credit Card | MOXTRAVEL card image
Mox Bank

Mox Credit Card | MOXTRAVEL

Best for: Air miles and overseas spending

New-card welcomeSpend and deposit a total of up to 28,000 miles
Minimum annual incomeNot specified by the bank
Annual feeHK$0No annual fee
Eligible everyday spendingHK$5 or HK$10 = 1 mileRates differ for Mox+ and other customers; the miles reward option must be selected
Foreign-currency transaction fee0%Miles reward option required; promotion terms apply

Up to 28,000 miles includes card spending and account-opening deposit rewards; the deposit portion requires HK$100,000 maintained for 60 days.

Welcome offer detailsApply at bank
American Express Explorer Credit Card card image
American Express

American Express Explorer Credit Card

Best for: Air miles, travel and airport lounges

New-card welcomeUp to 26,000 miles
Minimum annual incomeHK$120,000
Annual feeHK$2,200First year waived; subsequent years may be waived with HK$150,000 annual spend
Eligible local spendingAs low as HK$3 = 1 mileRegister for the local spending rewards programme; subject to points conversion
Eligible foreign-currency spendingAs low as HK$1.68 = 1 mileRegister for the foreign-currency rewards programme; subject to points conversion
Airport loungesSubject to annual eligibilityFree visits and extra spending requirements are subject to current bank terms
Welcome offer detailsApply at bank
HSBC EveryMile Credit Card card image
HSBC

HSBC EveryMile Credit Card

Best for: Air miles and travel

New-card welcomeUp to HK$1,250 RewardCash
Minimum annual incomeHK$240,000
Annual feeSee the bank fee scheduleFirst-year fee waived
Selected everyday and travel spendingHK$2 = 1 mileSelected merchants and categories; subject to bank terms
General eligible spendingHK$5 = 1 mile
Welcome offer detailsApply at bank

Compare selected credit cards

Select up to three cards. Swipe the table sideways on mobile.

Compare card purpose, welcome offer, income, annual fee and ongoing rewards
Feature
Best for
New-card welcome
Minimum annual income
Annual fee / waiver
Ongoing rewards

Check card eligibility before comparing rewards

A headline reward can depend on the exact card, registration, spending category and reward cap. Convert points or miles using the issuer’s stated rules instead of treating them as an immediate cash discount.

Merchant promotions and bank rewards may have different purchase windows and exclusions. Check both sets of terms, the payment method and the final transaction amount.

Read the Hong Kong deal comparison guide → · Compare Hong Kong credit card offers →

Offer terms and prices are subject to the merchant’s latest information.